Have you ever been in a car accident? Did you ever go to the hospital because you were really sick? Accidents happen. People get sick. Life is unpredictable, and, unfortunately, bad things can happen. You cannot protect yourself from everything, but you can protect your future with smart choices and another helpful, life-saving tool—insurance. From auto insurance to health insurance to life insurance, BE SMART ABOUT YOUR FUTURE will help you learn about the importance of insurance and risk management.